Question 1

What is an IFSC code?

Accepted Answer

An IFSC is an 11-character alphanumeric code and it stands for Indian Financial System Code. It is used to identify those bank branches that participate in electronic payment systems such as NEFT, RTGS, and IMPS.

Question 2

How to find the IFSC of my bank?

Accepted Answer

You can find your bank's IFSC code by using our IFSC code search tool. Just enter your bank name, branch or location to get the IFSC code.

Question 3

Is the IFSC code the same for all branches of a bank?

Accepted Answer

No, each branch of a bank has a unique IFSC code. This makes sure that any form of payment gets routed to the correct bank and branch.

Question 4

Can a bill be paid online without an IFSC code?

Accepted Answer

No, not at all. An IFSC code becomes mandatory during any online transaction such as NEFT, RTGS, and IMPS. This helps locate the exact bank branch at the time of the transaction.

Question 5

Where in my checkbook do I find the IFSC code?

Accepted Answer

The IFSC code is usually on top or bottom of the first page of your checkbook, near the account number or some information about the branch.

Question 6

What if I use the wrong IFSC code to make any payment?

Accepted Answer

In case of using an incorrect IFSC, the payment may not get through or may reach some other branch. Always verify the IFSC code before undertaking any online transaction.

Question 7

How frequently is IFSC code changed?

Accepted Answer

Whenever any bank has to face any action in the form of merger, re-branding, or shifting the branch at any other location, an IFSC code can be altered. Always check for updated IFSC code using our tool before proceeding for any transaction.

#ESMF0001102

IFSC Code of ESAF SMALL FINANCE BANK Kalathode Branch

Popular IFSC codes by Bank Names