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Search IFSC Bank Code by Number, Bank, and Branch

Looking for a quick and easy way to find the IFSC code of any bank branch in India? Whether you need to transfer funds, pay bills, or perform other banking transactions, our website ifsccodesearch.com will allow you to find the specific IFSC code you need with ease.

Understanding the IFSC Code of Indian Banks

IFSC denotes Indian Financial System Code, which is an alphanumeric code developed to uniquely identify every bank branch in India. The Reserve Bank of India uses it for the electronic payment and fund transfer systems, popularly known as RTGS, NEFT, and IMPS. Hence, the IFSC code becomes very significant to ensure that there are no errors in the transfer of funds.

  • Search by code: Already have a IFSC code number? Enter it to verify or find detailed information about the corresponding branch.
  • Search by Bank: Select your bank from our extensive list to find the associated IFSC code.
  • Search by Branch: Input the branch name to get the specific IFSC code for that location.
IFSC Code

How to Use the IFSC Code for Online Transactions

The IFSC code is very critical while doing any kind of online transaction. Here’s how you can use it:

  1. NEFT/RTGS Transactions: The bank account number of the beneficiary with the IFSC code is required, while transacting funds, to make sure they are directed to the right branch.
  2. IMPS Transfers: Just like NEFT and RTGS, IMPS also makes use of an IFSC code for doing precise and instantaneous fund transfers.
  3. Setting up Auto-Payments: When setting up auto-debit or bill payments, it ensures power over what branch you are routing your various payments to.

Most Popular IFSC code searches in 2024

With the rapidly growing and vibrant digital economy of India, online banking transactions have gradually become routine affairs. Now, the IFSC helps facilitate these transactions and makes the money transfer processes secure and accurate. Below list takes through the most searched IFSC codes in India and gives insights into which bank branches are frequently queried.

Knowing IFSC code is important because, it is essential for various financial transactions, including electronic fund transfers (NEFT, RTGS, IMPS), online payments, and cheque clearing.

  • Digital banking: Very critical, in case access to a bank account is required online, and a couple of transactions need to be carried out.
  • Fund Transfers: Exact IFSC codes ensure that your funds reach your recipient without any hassles or delays.
  • Cheque Clearing: IFSC codes identify the branch of the bank from which the cheque is issued for speedy clearing.
  • Government Schemes: There are several schemes by the government which ask for the IFSC code of your bank account.

Here are some of the ways by which you can find out your IFSC code:

  • Search in your bank Passbook/Statement: Your bank passbook or your bank statement usually has the IFSC code of your branch. It can be found below or adjacent to the bank’s name and address.
  • Enquire from your Bank’s Branch: If you can’t find the IFSC code on your documents, you can visit your nearest bank branch. Customer service there will provide you with the correct code.
  • Use our website ifsccodesearch.com: Our website provide free IFSC code finding tool. Just put in the name of your bank and the location of your branch, and there you will get your code.

Looking some easiest tips for Using IFSC Code Finders? You can very easily find the IFSC code for Indian Bank by following these simple steps:

  • Accuracy: Double-check the entered information to avoid errors.
  • Reliability: Ensure reliability of the websites being used in order to ensure the accuracy of the IFSC code.
  • More Sources: You should verify the IFSC code at a few outlets to ensure extra surety.

Still looking for more details? Contact us anytime and our team is happy to help

IFSC Code FAQs

What is an IFSC code?

An IFSC is an 11-character alphanumeric code and it stands for Indian Financial System Code. It is used to identify those bank branches that participate in electronic payment systems such as NEFT, RTGS, and IMPS.

How to find the IFSC of my bank?

You can find your bank’s IFSC code by using our IFSC code search tool. Just enter your bank name, branch or location to get the IFSC code.

Is the IFSC code the same for all branches of a bank?

No, each branch of a bank has a unique IFSC code. This makes sure that any form of payment gets routed to the correct bank and branch.

Can a bill be paid online without an IFSC code?

No, not at all. An IFSC code becomes mandatory during any online transaction such as NEFT, RTGS, and IMPS. This helps locate the exact bank branch at the time of the transaction.

Where in my checkbook do I find the IFSC code?

The IFSC code is usually on top or bottom of the first page of your checkbook, near the account number or some information about the branch.

What if I use the wrong IFSC code to make any payment?

In case of using an incorrect IFSC, the payment may not get through or may reach some other branch. Always verify the IFSC code before undertaking any online transaction.

How frequently is IFSC code changed?

Whenever any bank has to face any action in the form of merger, re-branding, or shifting the branch at any other location, an IFSC code can be altered. Always check for updated IFSC code using our tool before proceeding for any transaction.

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